Key3 Critical Illness Insurance
Key3 Critical Illness Insurance is a simpler version of our standard critical illness product, covering cancer, stroke and heart attack. It pays a tax-free lump sum if your client suffers from one of these conditions.
It’s a cost-effective solution when compared to standard critical illness products, providing a protection option while working within their budget. There's also Key 3 with Life Insurance - then the policy will pay out in the event of death, terminal illness or for one of the three critical illnesses.
About Key3 Critical Illness insurance
Cancer, stroke and heart attack can affect anyone at any time. And it happens more often than you think.
- Every two minutes: someone is diagnosed with cancer2
- Every five minutes: someone in the UK is admitted to hospital due to a heart attack3
- Every five minutes: someone has a stroke4
Almost 83% of adult critical illness claims paid out by AIG in 2022 were for illnesses covered by Key31. Putting a policy in place gives your clients the financial help they need to be able to focus on recovery, whether it’s paying for childcare, adapting a home to new ways of living or settling a mortgage.
Additional benefits of AIG
Smart Health
The insurance also includes access to Smart Health, an additional service provided at no additional cost to you. From on-demand consultations with UK based GPs to second medical opinions, our Smart Health service is a convenient way to connect your clients to tools that help them manage their health and wellbeing. It’s available 24/7, 365 days a year, anywhere in the world and can also be used by their partners and children up to age 21, all at no additional cost.
Smart Health is provided to AIG Life Limited customers by Teladoc Health. We want to let you know that these services are non-contractual, which means they don’t form part of the insurance contract with us. If our partnership with Teladoc Health ends, these services could be changed or withdrawn in the future.
Our Claims Support Fund
It’s there to pay for up to £500 worth of extra services that will make life a little easier. Things like travel costs, parking at hospital, wigs following cancer treatment – there’s no limit to what it can be used for. It won’t be taken off your client’s pay out they get and we don’t necessarily have to have agreed their claim.
Literature and support materials
Key3 - Cover Details
This explains how the cover works and the terms and conditions for Key3 Critical Illness Insurance.
Key3 Critical Illness Insurance – Key Facts
This document describes what is covered by Key3 Critical Illness Insurance, who can buy it and how it works.
Key3 with Life Insurance - Cover Details
This explains how the cover works and the terms and conditions for Key3 Critical Illness with Life insurance.
Key3 Critical Illness with Life Insurance – Key Facts
This document describes what is covered by Key3 Critical Illness with Life Insurance, who can buy it and how it works.