Individual protection
AIG is about providing support to individuals and their families. And our comprehensive personal protection products are designed to reduce the financial impact caused by death, illness or injury. It’s easy for you to tailor the right product to meet your client’s needs as they change over time. Our menu-based proposition includes critical illness cover, life cover, income protection, family income benefit and whole of life.
YourLife Plan
Our YourLife Plan products provide cover for your clients and their families. This range includes term assurance, critical illness cover, family income benefit, income protection and whole of life.
Instant Life Insurance
AIG’s Instant Life Insurance is a simpler version of our term assurance, which covers your client and provides financial support to their families if they die or are diagnosed with a terminal illness. We offer this insurance with level, increasing or decreasing term options, with no medical evidence required.
Critical illness cover
Every client is different, so we've designed flexible critical illness cover that gives them choices, fairer outcomes and value for money.
Term assurance
Term assurance gives your clients the confidence that their families will be looked after in the event of their death. That’s the knowledge and reassurance that mortgages could be paid off, household bills could be paid or living expenses could be sorted when they’re no longer able to support their family.
Income protection
For most people, experiencing a sudden loss of income due to illness or injury could be devastating for them and their family. AIG’s income protection covers a wide range of customers including former cancer sufferers, those living with diabetes and house persons.
Family income benefit
Family income benefit offers the same great protection as our traditional term assurance product. But instead of a lump-sum payment, your clients will get regular monthly payouts. It’s ideal for providing ongoing support paying for things like day-to-day bills, school fees and private home care visits.
Key3 Critical Illness Insurance
Key3 Critical Illness Insurance is a simpler version of our standard critical illness product, covering cancer, stroke and heart attack of specified severity. It pays a lump sum if your client suffers from one of these conditions and is available with and without life insurance.
Whole of life insurance
It helps your clients make financial provisions in the event of terminal illness or death. This cover gives them the knowledge and reassurance that any inheritance tax (IHT) liabilities could be paid, a legacy could be left, and funeral costs could be taken care of.