Group Income Protection
Group income protection that supports from day one.
For information on your product and added benefits that well and truly focus on wellbeing, look no further. Our group income protection solution provides the tips and tools needed to help employees with their physical, mental and financial wellbeing, as well as paying up to 80% of an employee’s salary if they are unable to work.
Because when people are happier, healthier and at their best, businesses are too.
From prevention to protection
Prevention
Smart Health: the perfect blend of services to help manage health and wellbeing. And it's free for your client's employees and their families too. They can use it as much as they need, whether that's now or in the future.
Rehabilitation
Our vocational rehabilitation programme, provided by our partners Proclaim Care, helps employees get back to work when they’re ready.
Financial protection
AIG’s Group Income Protection provides income for employees, if they are unable to work. For us, people come first, which is why we offer practical preventative help and financial support for employees.
Pathways
Cancer pathway
Our cancer support services are here to let your clients' employees look to the future with confidence. This document shows the pathways businesses and their people can take to access cancer specific healthcare.
Musculoskeletal pathway
This document shows your clients the pathways their employees can take to access MSK specific healthcare, as well as the support available to them as a business. Letting your clients’ people be their best.
Mental health pathway
This document shows the pathways an employee can take to access mental health care, as well as the support on offer to businesses. Keeping your client's workforce happy and healthy.
For healthier people, there’s Smart Health
Smart Health is more than a wellbeing service.
It’s round-the-clock access to GP appointments. It’s support from a team of mental health professionals – whether that’s the 24/7 mental health helpline, the myStrength app or a one-to-one appointment with a qualified expert. It’s access to nutritionists for tailored weekly menus and sports coaches for workout programmes. It’s a second medical opinion from over 50,000 world leading experts. And it’s legal and financial support.
Accessed on the go through the Smart Health app, keeping employees fighting fit has never been so convenient.
Smart Health is provided to AIG Life Limited customers by Teladoc Health. These services are non-contractual, which means they don’t form part of the insurance contract with us. If our partnership with Teladoc Health ends, these services could be changed or withdrawn in the future.
Employer communications toolkit
Email templates
We’ve taken the leg work out of telling your people about Smart Health. Read on for everything from introducing the service to the mental health services on offer.
Presentation
Smart Health’s here to make work a happier, healthier place to be – mentally, physically and financially. Use these slides to help you spread the word.
Leaflet
Your guide to Smart Health: everything from how to get started to the details of all services.
Posters
Our poster pack is there to brighten up the office walls and remind people of the benefits of Smart Health.
For recovering people, Proclaim Care is there
When an employee is unable to work and needs to take time off, our vocational rehabilitation programme is there to help them get back on their feet and into work when they’re ready.
Provided by our partner, Proclaim Care, this independent and impartial service works to create a realistic return-to-work plan tailored to the individual employee.
Whether it’s support, advice, treatment or guidance, rehabilitation specialists are on hand to help – not to mention they’re all qualified medical professionals. So rest assured, all employees are in good hands. Together, we’ll do what we can to help them get back to being their best.
For insured employees who are unwell, Proclaim Care is here to help once they’re ready to come back to work.
Literature and support materials
Group Income Protection - Product summary
This document is for employees to understand how income protection cover works.
Group Income Protection - Technical guide
An overview of the Group Income Protection policy. Policy aims, how it works, what is covered and premiums charged.
Group Income Protection - Terms and conditions
This explains how the cover works and the terms and conditions for Group Income Protection.
Vocational rehabilitation process
A vocational rehabilitation process chart.
Vocational rehabilitation guide
Our interactive guide answers FAQs employers may have about vocational rehab, and explains more about the benefits this service has to offer.
Group Income Protection - Member guide
This document is for employees to understand how Group Income Protection cover works.