Group protection
We believe in helping our customers to live their healthiest lives and supporting them when they need us most. Group insurance products help employers offer financial protection to employees - and their families - if they become too unwell to work, or in the event of their death.
What we offer
Group insurance is bought by employers to cover their employees, often with the support and guidance of a financial adviser. We provide group life, group critical illness and group income protection insurance for companies of all sizes, from three-person start-ups to multinational brands. Our processes differ depending on the size of the company you'd like the cover for. This allows us to offer the right service, for the right customer.
In addition, our value added services, such as Smart Health, give employees* the tools they need to manage their health and wellbeing from day one of the policy.
Our products
Group life insurance
Group life insurance provides money to an employee’s family in the event of their death, helping to ease financial pressures at an extremely difficult time.
Group income protection
Group income protection provides up to 80% of an employee’s salary if they're unable to work due to illness or injury for a prolonged period (usually six months).
Group critical illness
Our game-changing approach to group critical illness cover gives employees a tax-free sum of money if they fall seriously ill and are diagnosed with a specified condition.
Smart Health is provided to AIG Life Limited customers by Teladoc Health. We want to let you know that these services are non-contractual, which means they don’t form part of the insurance contract with us. If our partnership with Teladoc Health ends, these services could be changed or withdrawn in the future.
*Smart Health is available to insured employees of Group Life and Group Critical Illness clients. And to all employees of Group Income Protection clients.